{"id":16545,"date":"2026-10-16T09:38:01","date_gmt":"2026-10-16T02:38:01","guid":{"rendered":"https:\/\/galaxyholdings.co\/?post_type=job&p=16545"},"modified":"2026-10-16T09:38:01","modified_gmt":"2026-10-16T02:38:01","slug":"senior-fraud-risk-management-financial-crime-prevention-bfsi","status":"publish","type":"job","link":"https:\/\/galaxyholdings.co\/en\/job\/senior-fraud-risk-management-financial-crime-prevention-bfsi\/","title":{"rendered":"Senior Fraud Risk Management (Financial Crime Prevention \u2013 BFSI)"},"content":{"rendered":"

Position Overview:<\/span><\/strong><\/h2>\n

Implement and enhance the capabilities to prevent, detect, investigate, and respond to fraud across the entire banking ecosystem, including retail, SME, digital banking, cards, payments, lending, and open banking\/API.<\/p>\n

Act as a specialist in developing and operating the Fraud Risk Management Framework based on the Prevent\u2013Detect\u2013Respond\u2013Govern model, integrated with the Enterprise Risk Management (ERM), cybersecurity, and financial crime prevention frameworks.<\/p>\n

Operate and optimize real-time transaction monitoring systems, rules engines, behavioral analytics, device intelligence, and case management to reduce fraud losses while maintaining control over false-positive rates.<\/p>\n

Integrate fraud prevention with AML\/CTF, KYC\/CDD\/EDD, sanctions, and PEP screening; coordinate with FCC\/MLRO to handle suspicious transactions involving both fraud and money laundering.<\/p>\n

Implement and standardize policies, procedures, and investigation standards; ensure compliance with State Bank of Vietnam (SBV) regulations, the Cybersecurity Law, the Law on Personal Data Protection, and industry standards (COSO\u2013ACFE).<\/p>\n

Analyze and report fraud risk levels, provide early warnings and recommendations to the Risk Committee, Executive Management, and Board of Directors; promote a culture of vigilance and early reporting.<\/p>\n

Key Responsibilities:<\/span><\/h2>\n

Fraud Risk Management Strategy and Governance Framework<\/span><\/h2>\n
    \n
  • Develop, maintain, and enhance the Fraud Risk Management Framework, policies, procedures, and the bank-wide fraud risk classification matrix.<\/li>\n
  • Conduct Fraud Risk Assessments by product, channel, customer, process, and partner; define risk appetite, Key Risk Indicators (KRIs), and alert thresholds.<\/li>\n
  • Provide expert advice to Executive Management and risk committees on trends, control gaps, and fraud mitigation measures.<\/li>\n<\/ul>\n

    Fraud Detection, Monitoring, and Analysis<\/span><\/h2>\n
      \n
    • Develop, test, calibrate, and monitor fraud rules, red-flag indicators, anomaly detection, and machine learning models.<\/li>\n
    • Analyze fraud typologies, including Account Takeover (ATO), Authorized Push Payment (APP) fraud, card fraud, first-party\/third-party fraud, internal fraud, money mule accounts, social engineering, and cyber-enabled fraud.<\/li>\n
    • Coordinate with Data, IT, Cybersecurity, and business units to improve data quality and real-time monitoring capabilities.<\/li>\n<\/ul>\n

      Investigation and Incident Response<\/span><\/h2>\n
        \n
      • Conduct\/participate in investigations of complex fraud cases involving high losses or significant systemic, customer, legal, and reputational impacts.<\/li>\n
      • Perform root cause analysis, identify control weaknesses, and recommend corrective measures to prevent recurrence.<\/li>\n
      • Coordinate escalation, transaction recovery, chargebacks, and the blocking\/closure of high-risk accounts; act as the focal point for liaison with law enforcement agencies, card schemes, and partner banks.<\/li>\n<\/ul>\n

        Financial Crime, AML\/CTF, and Compliance<\/span><\/h2>\n
          \n
        • Ensure that fraud prevention is closely integrated with AML\/CTF, sanctions, KYC\/CDD\/EDD, and financial crime risk management.<\/li>\n
        • Update policies and controls in response to changes in legislation, SBV regulations, supervisory requirements, and international best practices.<\/li>\n
        • Support internal audits, regulatory inspections, independent assessments, and remediation programs related to fraud\/financial crime.<\/li>\n<\/ul>\n

          Management Reporting and Awareness Enhancement<\/span><\/h2>\n
            \n
          • Develop dashboards, Management Information, and periodic\/ad hoc reports for the Risk Committee, Executive Management, Board of Directors, and regulatory authorities.<\/li>\n
          • Present fraud trends, emerging threats, losses, control gaps, and strategic recommendations to senior leadership.<\/li>\n
          • Design and implement training and awareness communication programs for employees and partners; promote a culture of vigilance and early reporting.<\/li>\n<\/ul>\n

            Other Duties as Assigned by the Line Manager<\/span><\/h2>\n
              \n
            • Serve as the subject matter expert for assigned fraud prevention workstreams; coordinate multiple assessments\/initiatives concurrently.<\/li>\n
            • Provide guidance, share methodologies, and support capability development for specialists and designated contacts across business units.<\/li>\n<\/ul>\n

              Job Requirements:<\/span><\/h2>\n
                \n
              • Bachelor’s degree or higher in Finance and Banking, Economics, Risk Management, Information Technology, Data Science, or a related field.<\/li>\n
              • At least 3 years of experience in Fraud Risk, Financial Crime, AML\/CTF, Risk Management, or Payments at a bank, financial institution, card organization, fintech company, or Big Four firm.<\/li>\n
              • Hands-on experience in developing fraud rules, risk scenarios, fraud models, transaction monitoring, case management, and fraud analytics.<\/li>\n
              • Experience in fraud management across products\/channels, including cards, payments, digital banking, lending, money transfers, merchant acquiring, or open banking.<\/li>\n
              • In-depth understanding of fraud typologies in the Banking, Financial Services, and Insurance (BFSI) sector, including card fraud, ATO, APP fraud, first-party\/third-party fraud, internal fraud, mule accounts, phishing\/social engineering, and cyber-enabled fraud.<\/li>\n
              • Frameworks and standards: COSO\u2013ACFE Fraud Risk Management, COSO Internal Control, COSO ERM, and ISO\/IEC 31000; an advantage: ISO 37001, ISO\/IEC 27701\/27001, NIST CSF, Basel\/FFIEC.<\/li>\n
              • Strong knowledge of AML\/CTF, KYC\/CDD\/EDD, sanctions, the payment lifecycle, core banking, cards, digital banking, and payment channels.<\/li>\n
              • Knowledge of Vietnamese regulations on AML\/CFT, payment security, and personal data protection.<\/li>\n<\/ul>\n

                Benefits:<\/span><\/strong><\/span><\/h2>\n
                  \n
                • Competitive salary package (Base salary and performance bonuses).<\/li>\n
                • Probation period salary is 100% of the official salary.<\/li>\n
                • Comprehensive health and accident insurance.<\/li>\n
                • 15 days of annual leave, 3 remote work days per month.<\/li>\n
                • Provision of work equipment (Macbook\/ Laptop, mouse, monitor, etc.).<\/li>\n
                • A creative and modern working environment.<\/li>\n<\/ul>\n

                  Working location: <\/span>Galaxy Innovation Hub \u2013 D1 Hi Tech Park, Tang Nhon Phu Ward, HCMC<\/b><\/span><\/p>\n

                  Kindly send your CV to: <\/span>talent@galaxyholdings.co\u00a0<\/b><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

                  Position Overview: Implement and enhance the capabilities to prevent, detect, investigate, and respond to fraud across the entire banking ecosystem, including retail, SME, digital banking, cards, payments, lending, and open banking\/API. Act as a specialist in developing and operating the Fraud Risk Management Framework based on the Prevent\u2013Detect\u2013Respond\u2013Govern model, integrated with the Enterprise Risk Management […]<\/p>\n","protected":false},"template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"class_list":["post-16545","job","type-job","status-publish","hentry","company-galaxy-holdings","field-tech-en","job_type-full-time-en","location-ho-chi-minh"],"acf":[],"_links":{"self":[{"href":"https:\/\/galaxyholdings.co\/en\/wp-json\/wp\/v2\/job\/16545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/galaxyholdings.co\/en\/wp-json\/wp\/v2\/job"}],"about":[{"href":"https:\/\/galaxyholdings.co\/en\/wp-json\/wp\/v2\/types\/job"}],"wp:attachment":[{"href":"https:\/\/galaxyholdings.co\/en\/wp-json\/wp\/v2\/media?parent=16545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}